Insurance Solutions for a Changing World

Insurance solutions

Groupama supports its customers through economic, societal and environmental changes by offering insurance solutions tailored to their evolving needs. This approach is based on customer proximity, prevention, quality of service and innovation.

Faced with the challenges of climate change, Groupama maintains a strong presence in the areas most at risk. We remain committed to the impacted communities by taking on our share of the risk for the greater good. Furthermore, the Group supports policyholders in risk prevention and management through innovative services, such as digital tools for assistance, claims tracking and accident prevention.

Finally, the community-based mutual model is a key driver in supporting transitions. Through its network of elected representatives, staff and branches, Groupama remains attuned to the emerging needs of its members and continually adapts its products and services to changes in lifestyles, risks and customer expectations.

 

Our Exclusion Policy

In the field of major risks insurance, the vast majority of Groupama’s policies are underwritten on a co-insurance basis. The Group adheres to industry standards and has established underwriting rules that take climate-related issues into account. This policy excludes polluting activities such as:

  • coal mining and coal-fired power generation
  •  exploration, drilling and extraction of hydrocarbons and natural gas.

Groupama no longer underwrites new property and casualty or third-party liability business in these areas.

To find out more about Groupama’s transition solutions in property and casualty insurance and personal insurance: CSRD Report – ESRS S4 Clients and end users/products and services contributing to clients’ transitions