Responsible Investment: General Policy and Strategy

As a responsible investor, we are committed to supporting sustainable growth. This commitment translates into our investment strategy, by aligning our objectives with the Group’s Ambition 2030 programme.

Our general investment policy

In accordance with its Sustainable Investment Charter, the Group implements an internal responsible investment policy. Our actions and resources are based on four key pillars:

• Asset management that fully integrates ESG criteria
• An exclusion policy to address the highest sustainability risks and eliminate the most harmful forms of financing
• A shareholder engagement policy (Annual General Meetings votes and dialogue) contributing, amongst other things, to the decarbonisation of our portfolios
• Investments supporting the financing of transitions

The Sustainable Investment Charter covers all asset classes and applies to all Group entities: French and international subsidiaries, and regional mutuals.

Groupama's key commitments as a responsible investor: