2025 Annual Report

2025 Annual report

Being There Today and Tomorrow

In an environment undergoing profound changes-climatic, economic, technological, and social-our Group is present. Present for our members and customers, present in the communities we serve, and present in the face of emerging risks and growing expectations for protection. Our 2025 Annual Report reflects this collective commitment and outlines the Group’s outlook.

To download the e-accessible 2025 Annual Report, “Being There,” click here.

Video presentation of the Annual Report

 

Our Leaders’ Vision

In a joint interview, the group’s leaders share the essence of their vision: the major challenges of 2025, key decisions made, and how Groupama remains true to its mutualist model while preparing for the future.

Read the joint interview

Laurent Poupart

Being there means, at its core, always standing by our members.

Laurent POUPART
Chairman of Groupama Assurances Mutuelles
Thierry Martel

Being there means tackling those changes head-on instead of yielding to them, and adjusting our business model so we are still being there 100 years from now.

Thierry MARTEL
Chief Executive Officer of Groupama Assurances Mutuelles

Key Figures

  • €20.0 billion in revenue
  • €1.0 billion in net income
  • Solvency ratio: 274% – including transitional measures

Discover our key figures

Highlights

The year 2025 was marked by key highlights illustrating the Group’s ability to act in the face of risk, to innovate, and to support its customers and local communities at crucial moments.

Discover Groupama’s highlights in 2025

The Group’s Strategy

With Ambition 2030, the Groupama Group sets out a clear trajectory, combining economic performance, social purpose and fidelity to its mutual model. A strategy designed to address global transformations and prepare for the future.

Discover the Group’s strategy

Our CSR Commitment

Aware of its role in addressing environmental and social challenges, the Groupama Group places responsibility at the heart of its decision-making. Our CSR commitment is reflected in concrete, measurable actions in support of sustainable performance.

Explore our sustainability commitment