Groupama, a mutual insurance group

While mutualism promotes the principles of proximity (local mutuals), solidarity (grouping for a collective, shared interest), and responsibility by its very nature, Groupama’s agricultural roots provide it with a unique reality:

  • stronger proximity with 2 600 local mutuals and 26 000 representatives;
  • greater responsibility, with a mode of organisation anchored in the territories with the local mutual, which constitutes a community of members;
  • and a real solidarity between each level through involvement at each level – local, regional and national.

A pioneer of engagement in the territories, Groupama’s mutualism places engagement commitment at the centre of its approach.

Member customers at the heart of a collective responsibility : one person = one vote
  • Express your expectations, needs and comments to the managers of your regional mutual insurance company, for example at your local mutual insurance company’s general meeting
  • Having a Groupama representative within 15 kilometres from your home (employee or elected member representative)
  • Elect and be elected among the members who will represent you at local, regional and national level
  • Benefit from the initiatives offered by your local mutual insurance company (information, prevention, events, etc.)
  • Have the opportunity to invest in your regional mutual insurance company and in your region’s economy with mutual certificates (issued by your region’s regional mutual insurance company)
  • Enjoy a lasting relationship of trust within your Groupama community

Representatives who promote our values

At Groupama, members are above all players in the group, capable of dedicating themselves at each of the elective levels. Today, Groupama has more than 26,000 representatives, who have chosen to commit themselves and form the group’s identity as its “lifeblood”.

Being a representative at Groupama means:

  • Embodying a democratic and participation-based system: every member can be elected and become a director of their local, regional and national Mutual.
  • Promoting local mutualist life: during their local Mutual’s general meetings, elected representatives discuss guarantees, services, preventive measures, participation in local economic and community life, and act as representatives for the members who elected them.
  • Supporting members in difficult times.

Sharing your expertise:

  1. To develop preventive measures
  2. To assess damage in the context of the Local Fund’s claims commission intervention
  3. To contribute expertise gained through professional or extra-professional experience

Our mutualism also means being committed:

a) To promote regional development: Groupama has forged numerous partnerships in the field that facilitate, encourage and support initiative, promote employment and contribute to local economic development.

  • In the agricultural sector: support for setting up businesses with a dedicated charter, training and information, managing setbacks, promoting agricultural professions, etc., partnership with a chair at La Salle Beauvais agricultural university on agricultural risk management.
  • At the SME level: support for regional employment, by contributing to the activity of thousands of businesses and service providers in order to carry out its role as an insurer and best serve its member customers (garages, healthcare providers, craftsmen, solicitors, partner experts, etc).
  • Around collaborative projects and local economic development: promoting local trade (creation of the Granvillage collaborative platform – link -), supporting crowdfunding platforms, helping associations working to promote employment and social integration.

b) To support local associations and initiatives: Groupama provides operational and financial support to numerous local associations (sports, cultural, general interest and other associations) around three main themes: Health & Disabilities, Sport & Culture, and Solidarity.

  • Health: for more than 20 years, the Groupama Health Foundation has been committed to fighting rare diseases. It has supported 200 associations and 40 researchers. This support can also be seen in its actions to fight cancer, support AIDS patients and hospitalised children, promote blood donation and fund defibrillators for communities
  • Disabilities: actions supporting people with disabilities in businesses, support for associations, equipment purchases, event tickets, etc.
  • Sport and culture: cultural and sport patronage through the promotion of local specialities, art, culture (music, dance, cinema, theatre, etc.) and support for regional sport.
  • Solidarity: Christmas collection campaigns, support for disaster victims, family or charity associations and the Solidarité Action Madagascar association

c) Alongside members through preventive actions : For 60 years, Groupama’s prevention policy, which is intended for everyone, has resulted in a concrete commitment in the areas under its economic, social and environmental responsibility:

  • Protection of property and people (in motor through the Centaure training centres, in health), but also sustainability of working tools and preservation of the environment (prevention in the agriculture field).
  • Driven by the strong convictions of the mutualist directors and the employees, it favours anticipation and long-term actions to serve our members and customers.

See also