Concept of earth protection day or environmental protection hands to protect the growing forest

Group CSR indicators

Our mutualist organisation has always made people the focus of the company’s actions and concerns. True to this spirit and the mutualist operating principles for more than 100 years, the group affirms its desire to continue integrating social and environmental concerns into the business lines.
We have therefore chosen to focus on CSR progress areas directly in line with our corporate strategy and our core business. The performance indicators below reflect our desire to take environmental, social and governance considerations into account in our products and services:

 

Professional Gender Equality: 2025 Results Reflect Groupama’s Proactive and Dynamic Policy

Groupama’s companies once again demonstrate their ambition in terms of professional gender equality, with progress and results ranging from 90/100 for the vast majority of them, and up to 100/100.

The feminization of our executive management (29.7%) and our leadership teams (29% on average) is the result of our HR policy aimed at accelerating the professional development of women.

Professional gender equality, serving performance, is at the heart of our group’s strategy.

Develop a human, proactive and responsible customer relationship

Number of non-sales calls per year: 1 million

Risk prevention: 328 000 beneficiaries of our actions in 2024

  • Life Savers Programme (‘Les Gestes Qui Sauvent’ in France): 199,000 beneficiaries by the end of 2024, from 2021.

Developing protection solutions that respond to environmental and lifestyles changes

Helping agriculture make the transition to food sovereignty while preserving the planet: in France, 48.2% of the land is insured by Groupama in climatic multirisks.

Helping people grow old in good health: 3.8 million people in France are insured for their health by Groupama.

Carbon emissions avoided thanks to electronic signatures, dematerialised letters and envelopes, car insurance claims: reused or repaired parts (a third of shields are repaired rather than replaced): more than 8,000 tons of CO2 avoided.

Develop an active contribution to the sustainable development of local life

Philanthropic initiatives and collection of donations: almost €10 million a year for solidarity initiatives, including the Groupama Foundation’s initiatives in the fight against rare diseases; more than 20,000 walkers and participants in solidarity walks and events.

Implement a clear, public savings and sustainable investment policy that is common to the whole Group:

Proportion of assets managed according to ESG criteria by the Group, excluding unit-linked funds: over 90% of assets under management

Share of individual retirement savings in sustainable investments: 71% of assets (€18.1 billion)

Additional sustainable investment by the Group: +€3.4 billion since 2022

12 M tonnes of CO2 stored by Groupama’s forests (forests managed by the Groupama forestry company and by the regional mutuals)

TO BE a committed group in which everyone acts with pride in line with our values

To be a committed group where everyone acts with pride in accordance with our values:

  • Group carbon footprint (tons of CO2 emitted) : – 24.7% from 2019
  • Overall, across the entire group, more than 50% of executives are women.
  • Regional branches: 92% of jobs created remain in their respective region (In France study).
  • 20.8% conversion rate between permanent and fixed-term contracts for work-study students (France)
  • 6.45% Group direct employment rate of disabled employees (France)

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