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18 June 2009
For policyholders seeking a safe investment with a healthy return, Groupama has launched "Groupama Obligation 2009", an anti-crisis investment plan incorporated into its "multi-support" contracts
Groupama Obligation 2009 is a “zero-coupon” bond: the interest is not paid every year; instead it is rolled up and paid when the bond reaches maturity at the end of an eight-year tenor (14 August 2017). The offer is available as part of the Groupama Modulation** multi-support life-insurance contract, under which the bond will be paid to the holder at the issue price (€100) plus compound interest accrued over eight years, corresponding to a net annual yield of 4.95%* (i.e. €147 on maturity). The offer is covered by tax systems applicable to multi-support life-insurance contracts, with social-security contributions due only in the event of surrender.
*After deduction of handling expenses and excluding any cost of the lower-limit benefit (garantie plancher) or tax and social-security contributions.
**For Groupama Regional Mutuals, Gan Patrimoine Stratégies for Gan Patrimoine, or Chromatys for Gan Assurances
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