Groupama Strengthens Its ESG Climate Policy

Groupama has just released its 2024 Climate Report. As a testament to our commitments and ongoing efforts, this voluntarily published report transparently outlines our sustainability approach, risks, and the actions and pledges we've put in place for a more sustainable Group.

Investor Role & Sustainability Issues

In 2025, Groupama published its first-ever CSRD report covering all of its insurance and investment activities. This rigorous framework enabled us to identify our most material ESG challenges and confirmed a key insight: our role as an investor is one of the cornerstones of addressing sustainability challenges. Thus, this report-aligned with Article 29 of the French Energy-Climate Law-presents specific elements related to our investment profession. While it serves as a regulatory transparency exercise, the report is also an opportunity to share our beliefs, progress, and ambitions.

Strengthened Commitments

Several key milestones were achieved again this year within our investment activities:

• The implementation of our exclusion policy on conventional oil and gas starting July 1, 2024, further strengthening our alignment with our commitment as part of the Net Zero Asset Owner Alliance (NZAOA)
• A tightening of our thermal coal exclusion policy, through the lowering of thresholds to 10% for revenue and energy production mix starting July 1, 2025 (compared to 20% until June 30, 2025)
• A 60% reduction in the carbon intensity of our listed equities and private bond portfolios since 2021
• An additional €1.04 billion in sustainable investments, underscoring our financial commitment to supporting transitions
• The structuring of our biodiversity approach, including the creation of a biodiversity scorecard as a strategic lever

Access the full ESG Climate Report by clicking here (french version only)