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2025 Half-Year Results Analysts Conference Call Replay
Motor, home, agricultural, services, business, professionnals and local authorities
Individual health, individual protection, life insurance – individual savings/pensions, group insurance
Asset management, property management, employee savings, banking
Legal protection, credit insurance, assistance, remote surveillance of property and persons
The 2026 results reward the proactive approach taken by the Groupama Group. With an index score of over 90/100 for the vast majority of its companies, the Groupama Group confirms its ambitious and determined HR policy in favor of gender equality in the workplace. The Group’s diversity policy is also reflected in the continued increase in the number of women in senior management (32%) and in its governing bodies (31%). Gender equality in the workplace is a driver of performance and is considered one of the key factors in the success of our Group’s strategy.
Our mutualist organisation has always made people the focus of the company’s actions and concerns. True to this spirit and the mutualist operating principles for more than 100 years, the group affirms its desire to continue integrating social and environmental concerns into the business lines. We have therefore chosen to focus on CSR progress areas directly in line with our corporate strategy and our core business. The performance indicators below reflect our desire to take environmental, social and governance considerations into account in our products and services:
Number of non-sales calls per year: 1 million
Risk prevention: 328 000 beneficiaries of our actions in 2024
Helping agriculture make the transition to food sovereignty while preserving the planet: in France, 48.2% of the land is insured by Groupama in climatic multirisks.
Helping people grow old in good health: 3.8 million people in France are insured for their health by Groupama.
Carbon emissions avoided thanks to electronic signatures, dematerialised letters and envelopes, car insurance claims: reused or repaired parts (a third of shields are repaired rather than replaced): more than 8,000 tons of CO2 avoided.
Philanthropic initiatives and collection of donations: almost €10 million a year for solidarity initiatives, including the Groupama Foundation’s initiatives in the fight against rare diseases; more than 20,000 walkers and participants in solidarity walks and events.
Proportion of assets managed according to ESG criteria by the Group, excluding unit-linked funds: over 90% of assets under management
Share of individual retirement savings in sustainable investments: 71% of assets (€18.1 billion)
Additional sustainable investment by the Group: +€3.4 billion since 2022
12 M tonnes of CO2 stored by Groupama’s forests (forests managed by the Groupama forestry company and by the regional mutuals)
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