2013 Annual Results

Net profit of €283 million

Net profit of €283 millions

Solid solvency margin at 200%

A positive dynamic

• Improvement of the combined ratio in non-life insurance
• Further cost cutting in 2013 with €270 million in 2 years
• Reduction of the equity portfolio and diversification of the bond portfolio

A general multi-line insurer, leader in its core businesses and markets

• Top-ranking positions in the main casualty businesses
• Strengthened health and protection businesses
• A comprehensive savings approach, including strong growth in savings in unit-linked products and development of bank savings
• The customer at the heart of our commitments with strong growth in services activities