2017 Results: Significant increase in operating income at €349 million

• Premium income of €13.8 billion, up 2.9%

– Growth in property and casualty insurance as well as life and health insurance

– Continued growth in France (+2.6%) and return to strong organic growth in foreign markets (+4.1%)

• Economic operating income of €349 million, up €156 million

– An improvement in the non-life combined ratio of 98.9%, despite a high weather-related loss experience

– Active transformation of the life insurance portfolio with a share of unit-linked outstandings in individual savings of 25.8%

– Improvement in economic operating income in France and internationally

• Net income of €292 million

– Net income affected by exceptional charges of €187 million due to regulatory changes in France (tax surcharges and statutory enhancements)

– Strong increase in the international subsidiaries’ contribution to net income (+35%)

• Solvency ratio of 315%, up +26 points since 31 December 2016

– Solvency ratio of 174% without transitional measure on technical reserves

– Shareholders’ equity of €8.9 billion

– Mutual certificates outstandings of €436 million at 31 December 2017, including €246 million collected in 2017