2015 Annual Results

Business activity consistent with the strategy

• Group premium income of €13.7 billion
• Selective development in France and in International markets
• Far-reaching partnerships, for the future

Solid technical and operating performance

• Stable non-life combined ratio of 99.2%
• Active portfolio transformation in life with a share of unit-linked in individual savings reserves of 20.7%
• Continued control of general expenses in 2015
• Significant growth in economic operating income to €163 million

An increase in net income of +43% to €368 million

A robust solvency margin

• 263% under Solvency 2