2016 Key figures

The Groupama Group

*The Group’s combined scope includes all businesses of the Group as a whole: the business of the regional mutuals and of the subsidiaries consolidated within Groupama S.A.

  • No. 8 French general insurer
  • 13 million members and customers
  • 32,600 employees, including 7,800 abroad
  • Premium income: €13.6 billion
    – of which France: €10.8 billion
    – of which International: €2.7 billion
    – of which financial and banking activities: €133 million
  • Non-life net combined ratio 100.3%
  • Net income: €322 million
  • Solvency 2 margin: 289%
  • Shareholders’ equity (Group share): €8.8 billion
  • Total balance sheet: €98.1 billion

Business lines in France

– Number 1 agricultural and individual health insurer
– Number 2 home, everyday accident and legal protection insurer
– Number 4 motor insurer

International

The Group is present in 11 countries, mainly in Europe (Italy, Hungary, Romania, Greece, Portugal, Bulgaria, Slovakia), with growth opportunities in Turkey and China. Outside France, Groupama has 7,800 employees to serve 6 million customers.

Groupama S.A.

The consolidated scope of Groupama S.A. includes the business of the subsidiaries and nearly 35% of the business of the regional mutuals due to the internal reinsurance mechanism.

  • Premium income: €10.1 billion
    – of which France: €7.4 billion
    – of which International: €2.7 billion
    – of which financial and banking activities: €136 million
  • Net income (group share): €79 million
  • Shareholders’ equity (Group share): €5.6 billion
  • Total balance sheet: €90.5 billion

Further information