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The Groupama Group is made up of local and regional mutuals as well as national bodies: Fédération Nationale Groupama, Groupama Holding and Groupama S.A.
Relationships between the various entities of the Group are governed in the mutual insurance division:
Relationships between entities are governed in the Groupama S.A. division through capital ties.
There are two scopes within Groupama:
The group includes 3,000 local mutuals spread across the entire French territory.
More details on the local mutuals
The 13 regional mutuals – 9 metropolitan mutuals, 2 overseas mutuals and 2 specialist specialised mutuals – offer a complete range of insurance and financial products.
More details on the regional mutuals
Fédération Nationale Groupama brings together the regional mutuals and represents the members. Its task is to define the general strategies for the Group and to ensure that they are applied.
More details on the role of Fédération Nationale Groupama
Groupama Holding exercises control of Groupama S.A.’s shareholdingers on behalf of the regional mutuals.
Groupama S.A. is a public limited company nearly 100% owned by Groupama’s regional mutuals. Its role is to direct the Group’s operational activities. It is run by a Board of Directors made up of 14 members.
More details on the role of Groupama S.A.
The Group’s subsidiaries, in France and abroad, are owned by Groupama S.A.
More details on the Group subsidiaries
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